Impulsive spending is part of everyday life, but it is far from necessary. They are usually done for emotional reasons such as to highlight a promotion or reduce stress. However, shopping for the sheer pleasure of it is not a problem as long as it does not affect your priorities. After all, it is quite possible to make a purchase on a whim without being addicted to it.

Unfortunately, far too many people have the bad habit of succumbing to temptations and losing control. This compulsion is similar to what compulsive gamblers or alcoholics experience. So, if you have trouble saving or if your creditors are calling you, it's time to act.

Tips to Avoid It

1. Get rid of your credit cards: by delaying payment all the time, you may increase your debt. It is better to set a concrete budget so that you know the exact amount you can spend on your unnecessary purchases during the month.
    
2. Delay your purchases: if you feel the need to buy something, wait half an hour or a few minutes to let go of your sense of urgency. It is generally advisable to step back to better understand your behaviors or the emotions experienced in such situations.
    
3. Set goals for yourself: rather than buying anything, set a goal that you want to achieve with the money you save. For example: a day at the spa, a trip to the restaurant or even a trip.
    
4. Find a new way to break the boredom: instead of shopping for time, focus on other activities. Take a yoga class or a cooking class. This will help you nurture your sense of identity and increase your confidence. This will prevent you from buying to fill a gap.

On that note, remember that if you feel that your debts are too high, our professionals can help you regain your financial health.